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PayPal: PayPal Credit reviews

4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay pal is very convenient ,, haven’t used the... Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can a... Read more Reviewed on: 15th June 2026
Nichola S's avatar
Nichola S

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139976)

Best Credit Card

5
Best Credit Card. Stress free. I recommend people to apply for it. Reviewed on: 13th June 2022

PayPal

5
Easy to apply and use . Simple to set up direct debit payment Reviewed on: 13th June 2022

Paypal credit

4
Pleasant experience, easy to use Reviewed on: 13th June 2022

Need times it was there for me

4
I have had a good experience with PayPal I would use it agin and I have told my friends about it Reviewed on: 13th June 2022

Quick and easy

5
No nonsense, quick and easy payment options with multiple offers regarding spreading the cost of £0 interest for a certain period etc Reviewed on: 13th June 2022

Easy to access

5
Easy to use, easy to Access, and offered payment plans during Covid Reviewed on: 13th June 2022

Simple and easy

5
It’s just trusting me as student and I will keep them when I work Reviewed on: 13th June 2022

Very good for credit

5
I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022

paypal revue

5
PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022

Easy to use, convenient and always safe

5
Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review