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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,113 reviews, last reviewed 15th Jun 2026
4106800% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow payment plans with reminders, an easy... Easy to follow payment plans with reminders, an easy way to afford things you normally wouldnt Reviewed on: 15th June 2026
Rebecca g's avatar
Rebecca g

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140113)

Good

5
Very good for short time borrowing Reviewed on: 13th June 2022
Zulqar nain's avatar
Zulqar nain

Excellent all round experience

5
Very easy to set up and very good value on repayments Reviewed on: 13th June 2022
ironsuk2011's avatar
ironsuk2011

Excellent

5
They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022
Abrahime A.Kamara's avatar
Abrahime A.Kamara

Better than good.

5
Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022
Bosssuggs's avatar
Bosssuggs

Great credit scheme

5
Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022
Medha G's avatar
Medha G

Tops

5
Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022
Eddie Andrews's avatar
Eddie Andrews

Great rates

5
Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022
Christine Campion's avatar
Christine Campion

Great for emergencies

5
Needed for an item needed before payday Reviewed on: 13th June 2022
joanne harris's avatar
joanne harris

So handy and reliable

5
Fantastic service and always on hand and online when I am. Reviewed on: 13th June 2022
Gareth Hicks's avatar
Gareth Hicks

Best flexible payment options

5
Great payment options take 3 0% Reviewed on: 13th June 2022
Mark Mace's avatar
Mark Mace

Review PayPal: PayPal Credit now

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