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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103190 reviews)

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4.90

Based on 103,190 reviews, last reviewed 10th May 2026

2415400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Cost splitter I use this to spread the cost of big purchases out, great service. Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103190)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Feeling secure and safe

I feel paypal is a secure way to pay and feel very safe in using PayPal on a daily basis, I would highly recommend pay pal, the customer service is excellent at resolving any issues. Reviewed on: 9th May 2026

easy to use, problem free, very convenient

easy to use, problem free, very convenient Reviewed on: 9th May 2026

I’ve hade PayPal for a long time, and it has always...

I’ve hade PayPal for a long time, and it has always been the best ,the easiest and the most secure, love it so much. Reviewed on: 9th May 2026

Paypal credit

I use PayPal credit and it’s amazing, hassle free great 0% interest for so many months, use for them emergency buys gifts/appliances. I love it recommended to my family and friends, Ben thinking about using the direct debit card. Reviewed on: 9th May 2026

Easy to transfer fast and quick receive

Easy to transfer fast and quick receive Reviewed on: 9th May 2026

Helpful support when money felt tight.

Using PayPal Credit genuinely helped me at a time when I needed flexibility with my finances. Life doesn’t always go as planned, and having the option to spread payments gave me real peace of mind instead of added stress. What I appreciate most is how simple and secure everything feels. The process was easy to understand, payments were straightforward to manage, and I always felt in control. It’s not just about convenience,it’s about feeling supported when unexpected expenses come up. For me, PayPal Credit has been more than just a payment option; it’s been something that helped reduce financial pressure and made everyday purchases feel less overwhelming. Reviewed on: 9th May 2026

Nothing to complain, always a good service easily a...

Nothing to complain, always a good service easily accessible. Reviewed on: 9th May 2026

Flawless transaction.

Flawless transaction. Straight foward Reviewed on: 9th May 2026

Very good and reliable services and very use to app

Very good and reliable services and very use to app Reviewed on: 9th May 2026

Very efficient purchasing and compatibility.

Very efficient purchasing and compatibility. I do wish there was an easier way to transfer paypal credit to another provider though. Reviewed on: 9th May 2026

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