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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to keep eye on your outgoings.

5
Easy to keep eye on your outgoings. Several ways to help budget for things. Telephone help when needed. Reviewed on: 14th July 2026

Excellent customer service

5
Bought an item online which wasn't what I ordered and the company went bankrupt, didn't get a refund or exchange from the company buit PayPal gave me a full refund very quickly Reviewed on: 14th July 2026

Excellent service

5
Excellent service very easy to deal with Reviewed on: 14th July 2026

Easy to use.

5
Easy to use. Good terms of use and good customer service Reviewed on: 14th July 2026

Trust PayPal

5
PayPal has helped with going on holidays with my family, Christmas and many things. I just trust PayPal. I would only use PayPal Reviewed on: 14th July 2026

I like PayPal it’s very easy to use

5
I like PayPal it’s very easy to use Reviewed on: 14th July 2026

The ease of using PayPal is fantastic.

5
The ease of using PayPal is fantastic. Pay in 3 is mega Reviewed on: 14th July 2026

Great help for when needing to spread the cost

5
Great help for when needing to spread the cost Reviewed on: 14th July 2026

Secure way to pay and easy.

5
I always pay with PayPal as I feel secure using it. I have recommended this method of payment to family and friends. PayPal have also helped me deal with a dispute. The pay in 3 interest free payments is also helpful if your a little short on cash. So good service all round. Reviewed on: 14th July 2026

Using PayPal credit has helped me book a holiday and...

5
Using PayPal credit has helped me book a holiday and do things i wouldnt be able too Reviewed on: 14th July 2026

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