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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181062 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181062)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to apply and very helpful

Very easy to apply and very helpful Reviewed on: 14th July 2026

Great service

This is a reliable and detailed service; using it gives me great financial freedom. I highly recommend it. Reviewed on: 14th July 2026

Easy to do.

Easy to do. Quick and simple. Good customer service Reviewed on: 14th July 2026

Lovely people

I find the help excellent and the delivery people are brilliant always polite and helpful. Reviewed on: 14th July 2026

The application process was quick and straightforward.

The application process was quick and straightforward. Being able to pay extra if in a position to do so it good., Reviewed on: 14th July 2026

Brilliant service

Brilliant service credit enquiry solved in 5 min, very easy to set up direct debit, great communication Reviewed on: 14th July 2026

Quick and easy to apply and could use it straight aw...

Quick and easy to apply and could use it straight away once set up with the digital card while waiting for the credit card Reviewed on: 14th July 2026

Great customer service, easy to use.

Great customer service, easy to use. Will definitely recommend PayPal for all your purchases Reviewed on: 14th July 2026

I have used paypal for many years, excellent service

I have used paypal for many years, it is so easy to use and I am so reassured that my account is secure. Reviewed on: 14th July 2026

Experience

Always helpful and give good advice Reviewed on: 14th July 2026

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