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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148504)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always easy and fast access.

Always easy and fast access. Staff are always happy to help and quick response time Reviewed on: 1st July 2026

Paypal credit offer 4 months interest free shopping

Paypal credit offer 4 months interest free for your shopping, which u can buy things you want and pay off within 4 months. Also widely accepted online as method of payment Reviewed on: 1st July 2026

Easy to use, hassle free links on all websites, high...

Easy to use, hassle free links on all websites, highly recommended Reviewed on: 1st July 2026

Zero hassle account

Never had any issues whatsoever. Great customer service, 0% interest periods to pay off transactions. Accepted in most places Reviewed on: 1st July 2026

Is what it is.

Is what it is.. never had any issues Reviewed on: 1st July 2026

Great online service and customer care is good

Great online service and customer care is good Reviewed on: 1st July 2026

Excellent easy credit

easy to use and make payments and see where you are upto with balance Reviewed on: 1st July 2026

Never had any problems with PayPal

Never had any problems with PayPal and use it to pay for online purchases any chance I get due to the security and insurances offered Reviewed on: 1st July 2026

Always excellent service when needed

Always excellent service when needed Reviewed on: 1st July 2026

very helpful every thing is very clear and easy

very helpful every thing is very clear and easy Reviewed on: 1st July 2026

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