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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,826 reviews, last reviewed 19th Jun 2026
4229900% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for instant credit Great for making purchases and dishing the cost, in often at zero percent on interest. Reviewed on: 19th June 2026
Sean's avatar
Sean

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142826)

Very handy and helpful product

5
I find PayPal credit convenient and helpful in my online shopping, given the added security/benefit of anonymity. It is very safe and comforting to know you are secure and could make purchases online with available credit anutime. Reviewed on: 8th August 2022
emmanuel ebikake's avatar
emmanuel ebikake

Credit Help

5
This is really helpful when you are short of cash. Reviewed on: 8th August 2022
Mahen's avatar
Mahen

Safe and accessible

5
If I want that extra layer of security and indeed more options available, then I always use PayPal. At a time when the cost of living and interest rates are climbing, being safe and having better payment options available is what we need well done to PayPal for thinking of their customers Reviewed on: 8th August 2022
dphsborders@msn.com's avatar
[email protected]

a great company great service

5
information always good - good emails and advice when needed Reviewed on: 8th August 2022
src's avatar
src

Easy to use and keep track of

5
I use PP credit for most of my online transactions where its possible. Its very easy to use and allows me time the option to buy items and return if i dont like them without being out of pocket. Reviewed on: 8th August 2022
CSW123's avatar
CSW123

So easy and interest free

5
I love having 3 months interest free credit with Paypal. It takes no work to do it, you just have to remember to pay the last instalment before interest would kick in, but they remind you. Makes life so much easier. Reviewed on: 8th August 2022
Sylvia Sinclair's avatar
Sylvia Sinclair

No Fuss, user freindly

5
No matter what the issue Paypal credit always make sure you understand what, why and when. Reviewed on: 8th August 2022
john white's avatar
john white

PayPal credit

5
PayPal credit is really handy to have and easy to use. Reviewed on: 8th August 2022
paul bunting's avatar
paul bunting

Short term interest free .

5
I have used Paypal Credit since buying my first electric cycle on 12 months interest free credit. That was five years ago, today I purchased airline tickets for my next trip to visit family in NZ. Reviewed on: 7th August 2022
Earle Godwin's avatar
Earle Godwin

Paypal Credit makes things easy

5
Using PayPal credit for purchases couldn't be easier. The credit limits are reasonable and the payment terms are always clrear. Reviewed on: 7th August 2022
George Hadrys's avatar
George Hadrys

Review PayPal: PayPal Credit now

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