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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,784 reviews, last reviewed 19th Jun 2026
4227850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great an instant transactions, never had an i... Always great an instant transactions, never had an issue Reviewed on: 19th June 2026
Andrew Jones's avatar
Andrew Jones

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142784)

Spread your payments

5
PayPal credit makes it easy to spread the cost of anything over £99 over 4 months, and sometimes longer. PayPal pay in 3 is also another great way to spread payments. Reviewed on: 3rd August 2022
Omar's avatar
Omar

PayPal you're awesome!

5
Will you marry me? But you need more characters, there you go. Reviewed on: 3rd August 2022
duncan's avatar
duncan

Paypal - trusted and easy to use.

5
Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022
Emma Marley's avatar
Emma Marley

On the money

5
It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022
Andrew Pearson's avatar
Andrew Pearson

Service

5
They provide excellent service and very helpful Reviewed on: 3rd August 2022
B.A Spice & Vlog's avatar
B.A Spice & Vlog

A very good credit option

5
Its very easy to use and versatile too! Reviewed on: 3rd August 2022
Phoenix Pentney's avatar
Phoenix Pentney

Excellent service

5
Excellent service so far. Thank you! Reviewed on: 3rd August 2022
Elena Caraman's avatar
Elena Caraman

User friendly and simple to understand and good rates

5
Simple procedure to get access and easy to manage and keep track of. A decent starting amount available with good rates Reviewed on: 3rd August 2022
Shibly Chowdhury's avatar
Shibly Chowdhury

PayPal Credit Card

5
PayPal services are excellent, in particular their credit card. Reviewed on: 3rd August 2022
Fastamir's avatar
Fastamir

Definitely one of the better options

4
PayPal Credit doesn't charge a fee on top of purchases and gives you four months to fully repay any given transaction interest-free, making it a good option for credit spending which, used carefully, you can use reliably without finding yourself knee-deep in debt. Reviewed on: 3rd August 2022
Jo's avatar
Jo

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