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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,784 reviews, last reviewed 19th Jun 2026
4227850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great an instant transactions, never had an i... Always great an instant transactions, never had an issue Reviewed on: 19th June 2026
Andrew Jones's avatar
Andrew Jones

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142784)

Good value

5
Paypal is easy to use and offers good deals on credit. Reviewed on: 9th July 2022
Shona Church's avatar
Shona Church

Simple to split payments over 4 months

5
I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022
CLJ's avatar
CLJ

Interest free on spending

5
The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022
Steve's avatar
Steve

Easy and faster

5
I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022
tania _'s avatar
tania _

very good company

5
things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022
alexander fleming's avatar
alexander fleming

Extremely simple to use

5
Great product and easy to use. This has been a game changer for me and can be done there and then Reviewed on: 9th July 2022
Stewart Blair's avatar
Stewart Blair

Interest Free Credit for 4 Months

5
Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022
SIMON HARWOOD's avatar
SIMON HARWOOD

Simplicity

4
Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022
James Brown's avatar
James Brown

Helps you ou when you are low on cash and has gives you enough time to pay

5
Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022
Bella's avatar
Bella

The best credit card

5
You have always confidence for shopping or any kind of expending with no interest in 4 months. Reviewed on: 9th July 2022
mh.yalinezhaad@yahoo.co.uk's avatar
[email protected]

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