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PayPal: PayPal Credit reviews

4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142737)

Financial support

5
Very trustworthy, and always comes handy Reviewed on: 9th July 2022

Quality and accurate service

5
I never had a problem with paypal credit and their over £99 for 4 instalments %0 interest offer is fantastic Reviewed on: 9th July 2022

Easy and smart

5
I think this is the best safety. Very easy and fast buying. I can advise for everyone. Reviewed on: 9th July 2022

Very easy to use.

5
Never been disappointed by them. Reviewed on: 9th July 2022

Very happy with PayPal...

5
Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022

Great Stuff!

5
I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022

Super useful and easy too use

5
I've been using paypal credit for about 2 years now, it's really helped me buy them things I've wanted but just about didn't have the cash, but with their 4 months no interest I'd be silly to miss the chance to take advantage of that. It was simply select credit on the checkout and pay it back how even much i decided at a time all through the app. Reviewed on: 9th July 2022

AMAZING SERVICE

5
First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022

Amazing

5
It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022

Great and easy to use

5
App is easy to use and easy to purchase items Reviewed on: 9th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review