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PayPal: PayPal Credit reviews

4.73
Based on 142,826 reviews, last reviewed 19th Jun 2026
4229900% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for instant credit Great for making purchases and dishing the cost, in often at zero percent on interest. Reviewed on: 19th June 2026
Sean's avatar
Sean

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142826)

Great facility and customer experience

5
Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022

safe to used

5
I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022

big relief in hard time

5
It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

5
The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

5
I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

Easy, convenient, straightforward

5
I have been using PayPal credit for some time now. It is easy to use, convenient and also gives you peace of mind. Reviewed on: 9th July 2022

Simple yet amazing

5
I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022

PayPal credit

5
Perfect credit option, easy to use with the app and such friendly staff!!! Reviewed on: 9th July 2022

Quick and easy access

5
PayPal credit us quick and easy to apply, really convenient for online shopping. Reviewed on: 9th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review