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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142788)

Easy to use and pay money back.

4
PayPal credit is great and easy to use. I wish more businesses would allow this method for payment. Especially for travel. Reviewed on: 8th July 2022
Melissax's avatar
Melissax

Wedding sorted

5
Without PayPal credit I don't think I would of had my wedding this year. But you guys have come through and I was able to buy a ring and propose so thank you. Everything is so simple with you guys. Reviewed on: 8th July 2022
Hamza Islam's avatar
Hamza Islam

Good to use PayPal

5
First of all I thank PayPal team for the wonderful work they are doing PayPal has my heart because they are doing good work for me and my family thank you Weldon Reviewed on: 8th July 2022
Kofi Antwi Boasiako's avatar
Kofi Antwi Boasiako

Best payment option

5
Easy way to pay and spread the payment Reviewed on: 8th July 2022
Ian Somers's avatar
Ian Somers

Never had any problems

5
Always helpful fantastic customer service Reviewed on: 8th July 2022
Pauline Lee's avatar
Pauline Lee

Great service

5
A great service easy to use, I have recommended to friends and family Reviewed on: 8th July 2022
06_cows.hacksaw@icloud.com's avatar
[email protected]

Great and fast wat to pay!

5
PayPal Credit helps me a lot of times when I had difficulty for pay something I bought. It's a great way to pay Reviewed on: 8th July 2022
Florencia Menna's avatar
Florencia Menna

Highly recommend

5
Absolutely excellent, helped me out big time when I was short of money around Christmas time. 0% for four months. Great way to spread the cost. Reviewed on: 8th July 2022
Daniel page's avatar
Daniel page

Easy to use and manage

5
I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022
Bill Murphy's avatar
Bill Murphy

Recommend to everyone

5
Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022
Lostsoul's avatar
Lostsoul

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