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PayPal: PayPal Credit reviews

4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142748)

It was a kife saver for me

5
In one stage I needed just a bit of cash to work with. I applied for paypal credit and I have been given £3,000 which helped me a lot. So thankful to paypal! Reviewed on: 8th July 2022

Best purchasing power credit

5
It’s affordable and best simple way of paying back with no hassle. Reviewed on: 8th July 2022

Very good.

5
Great to be helped out especially when you need Reviewed on: 8th July 2022

Superb

5
Put simple, bloody brilliant. Security for purchases, peace of mind knowing you have their protection. The best and safest way to shop online. Reviewed on: 8th July 2022

Best Credit Provider

5
Best credit service ever. Easy and amazingly easy to apply and get u things u need nice and easy Reviewed on: 8th July 2022

Free money for a month

5
Very straightforward, use it and it will be payed back by direct debit in a month or two. No hassle. Reviewed on: 8th July 2022

Very good

5
Latwa i czytelna obsługa konta pay pal .znakomite promocje Reviewed on: 8th July 2022

Always there and so clean and easy.

4
Somehow unbeatable offers on credit are always offered by Paypal credit just when I need them. Reviewed on: 8th July 2022

It was an amazing experience

5
I use pay PayPal credit to purchase from Apple and my experience was amazing little and it was approved Reviewed on: 8th July 2022

PayPal credit versatile payment system

5
PayPal credit very easy to use and control. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review