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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180785)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Summerhouse

5
Had my PayPal Credit Account for a couple of years now. Very useful for bigger things that can be paid over time. Some good interest free period offers. Reminders when payments are due which is good. I can pay as much as I like or the minimum which is also really good as I can control it. Can clearly see my account through the app so I can keep an eye on it. Been really pleased with it and i will be keeping it and using it again. I just need to pay the Summerhouse I just recently bought on it first though! Reviewed on: 7th July 2026

Very good and Trustworthy.

5
Every transaction I have done with PayPal has been undertaken satisfactory. Easy to access account and very safe. I have been with PayPal for many many years and trust them. Reviewed on: 7th July 2026

Professional and professionalism excellence

5
Professional and professionalism Reviewed on: 7th July 2026

Excellent service

5
Clear and easy instructions, quick payments excellent service Reviewed on: 7th July 2026

It’s been great!

5
It’s been great. No issue so far! Reviewed on: 7th July 2026

Paypal is brilliant and I feel I can trust them with...

5
Paypal is brilliant and I feel I can trust them with my money. I hope this continues Reviewed on: 7th July 2026

Reliable, informative, a life line !

5
I love the reliability of having PayPal to pay for my items. I always feel assured and safe when paying for anything via PayPal. I don’t like to use credit cards as it’s too easy to get carried away, but PayPal credit seems different and I can keep a better eye on my spends! It’s great getting regular updates and reminders on your spends it just keeps things simple and organised. I’ve used PayPal for many years now and will always choose these over any other lender. It’s truly been a lifeline when I’ve needed one and helped me out in so many ways. If you like to keep on top of your finances then PayPal will sure help you out as and when you require. Reviewed on: 7th July 2026

PAYPAL SERVICES

5
Paypal app easy to access and use. Payments always clear quickly and account usage and details easy and laid out clearly, simply to read and follow. Refunds easy to claim and are paid back swiftly. Reviewed on: 7th July 2026

Very easy to use and helps save money and if there i...

5
Very easy to use and helps save money and if there is ever a problem they sort it out with no messing about great service Reviewed on: 7th July 2026

PayPal is really quick and easy too use and very rel...

5
PayPal is really quick and easy too use and very reliable Reviewed on: 7th July 2026

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