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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175659 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175668)

PayPal Credit

It will come in handy. Very quick and easy! The most reliable and professional experience! Reviewed on: 7th July 2026

Easy and quick!

Easy and quick! No hassle, love it!! Reviewed on: 7th July 2026

Always get a quick satisfactory response

Always get a quick satisfactory response Reviewed on: 7th July 2026

Great service and in your corner

Great service , when a company refused a refund for an item that was falsely advertised as having a money back guarantee PayPal took over and sided with me getting me a full refund. They could see what I said was correct and that I had returned the item. Reviewed on: 7th July 2026

Easy to use.

Easy to use. 4 months interest free is very useful Reviewed on: 7th July 2026

Great options to purchase goods.

Great options to purchase goods. Always reliable service Reviewed on: 7th July 2026

Paypal is a great choice for different payment options

Paypal provide good payment options to spread costs and improve your credit score and I feel safe making purchases as I know their customer service will always be available to help if anything does go wrong. Reviewed on: 7th July 2026

A Truly Flexible Friend

PayPal is a great, flexible payment method. When making a purchase I can choose the repayment period, opting for interest free, or extending the period at a very reasonable interest rate. I use Ir principally for online purchases from an ever growing list or merchants. I haven't as yet opted to take up the offer of the Mastercard, to extend PayPal to those places that don't as such accept it. Account management is as easy as any credit card and you can see the amounts remaining on individual purchases and manage payments. I don't make extensive use of PayPal Credit, but it's good to know it's there/ Reviewed on: 7th July 2026

Big fan of paypal credit

Love using this for pay in three and pay pal credit to build my credit scores and pay things back monthly. It provides helpful reminders of payments and manageable pay mant plans. Reviewed on: 7th July 2026

Its easy to use and always let’s you know when your...

Its easy to use and always let’s you know when your due a payment Reviewed on: 7th July 2026

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