Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175751)

Makes purchasing over 3 months so easy and interest...

Makes purchasing over 3 months so easy and interest free. Reviewed on: 7th July 2026

Very user friendly service that’s come a long way si...

Very user friendly service that’s come a long way since its early days Reviewed on: 7th July 2026

Simple and easy process throughout.

Simple and easy process throughout. No issues during my time using the service. Always kept informed. Reviewed on: 7th July 2026

PayPal Credit is good :)

My experience with PayPal Credit was good. Payments are easy to manage, and I found it to be a convenient way to spread the cost of purchases. Overall, I had a positive experience using it. Reviewed on: 7th July 2026

Great service.

Great service. Never a problem. Kept updated with any changes etc Reviewed on: 7th July 2026

Very simple to use and easily accessible when you ne...

Very simple to use and easily accessible when you need it. Reviewed on: 7th July 2026

Very satisfied!

I have purchased numerous items trough PayPal Credit over the time and have benefited of free interest for limited periods which I find attractive. Totally recommend. Reviewed on: 7th July 2026

Easy process when applying.

Easy process when applying. Any problems always dealt with quickly.App easy to use would recommend to family and friends. Payment easy and always get reminders which is handy. Reviewed on: 7th July 2026

Paypal for security and payment facility

I have been using Paypal for years now. I enjoy the facility to spread my payments into three months. However this is now, more or less removed. Reviewed on: 7th July 2026

It’s been good, and finally being able to use the ca...

It’s been good, and finally being able to use the card helps Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97464 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub