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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175578)

PayPal The Honest Lifesaver

PayPal have been an absolute life saver for me sometimes when money is tight or short one month they have helped massively it's a one of a kind kinda service very easy and flexible I would recommend this to anyone Reviewed on: 7th July 2026

Works good!

Everything works easy and the information are clearly. Reviewed on: 7th July 2026

Easy to use

Very easy to use and options of payment methods Reviewed on: 7th July 2026

Thats the way to do it.

All very easy to use. Customer service are always nice and efficient . Reviewed on: 7th July 2026

Use regularly to budget for larger items.

Use regularly to budget for larger items. Better than a payday lender. Reviewed on: 7th July 2026

RELIABILITY :

My experience with PayPal has always been very positive. It’s so comforting to know that I can always trust and rely on PayPal for the level of security and service they provide, and I can recommend them wholeheartedly. Reviewed on: 7th July 2026

Excellent way to split the cost and pay abroad

Excellent way to split the cost and pay abroad Reviewed on: 7th July 2026

Always had great experience with paypal and they are...

Always had great experience with paypal and they are the most secure payment method Reviewed on: 7th July 2026

Used it for instant payment and transfer to family.

Used it for instant payment and transfer to family. The few months interest free is a boon and have used to a few times Reviewed on: 7th July 2026

PayPal credit is so easy to use online and you have...

PayPal credit is so easy to use online and you have flexibility with spreading the cost or paying off when you want to Reviewed on: 7th July 2026

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