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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175474)

Easy, Effective and Convenient.

5
It’s easy to use and apply. Products like PayPal credit and pay in 3 are convenient options to shop without over stretching your finances. It is effective as it is widely accepted and a safe payment system across many regions... Reviewed on: 7th July 2026

Easy to use

5
Easy to use and great customer service Reviewed on: 7th July 2026

I have used Paypal for around 16 years now, the cred...

5
I have used Paypal for around 16 years now, the credit feature pay in 3 has been a blessing and I always shop with confidence as any problems I have had with suppliers such as overcharging or failure to supply have been dealt with speedily. Reviewed on: 7th July 2026

Very good experience,I am happy for pay pal

5
Very good experience,I am happy for pay pal Reviewed on: 7th July 2026

Great company easy to deal with and prompt when aske...

5
Great company easy to deal with and prompt when asked to look into things Reviewed on: 7th July 2026

Faultless

5
I've never had any issue with PayPal, whenever I need to fund an online purchase PayPal is my go too app. Reviewed on: 7th July 2026

Just tick the box to spread the cost.

5
No nonsense, interest free option to spread the cost over 3 months. Good communication via email. Just tick the box to spread the cost. Reviewed on: 7th July 2026

PayPal credit is a great way to pay for larger purch...

5
PayPal credit is a great way to pay for larger purchases. Can we used in most stores and for some reason I prefer to use pay pal credit over a credit card. Not sure way just feels less stressful Reviewed on: 7th July 2026

My Pal Pay pal

5
Ease of use & when did have to speak to someone with an issue last year,I found them to be very helpful. Reviewed on: 7th July 2026

PayPal The online shoppers friend!

5
PayPal is convenient, easy to use and accepted by many online shopping sites Reviewed on: 7th July 2026

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