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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148548 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148548)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

full protection ,...

All of my online payments 10+years full protection ,In several cases that good did not deliver or come faulty Reviewed on: 1st July 2026

Great experience overall and great customer service...

Great experience overall and great customer service in solving disputes Reviewed on: 1st July 2026

Best credit facility in the market

Best credit facility in the market, as payment can be made in four months with zero interest. Paypal customer service is excellent too Reviewed on: 1st July 2026

I had money in my PayPal debit, ready to pay for my...

I had money in my PayPal debit, ready to pay for my flooring, but it wouldn't do it, I assume as was a large amount. So I put it on my credit then paid the amount off, but it paid off one of my monthly subscriptions, I had a year left, and they could sort it out and out the subscription back on, so I had to find 200+ extra to pay off. Which wasn't helpful. But overall I have had no problems and I like the pay in 3 option and credit option of pay over 4 month 0%. Reviewed on: 1st July 2026

PayPal has always been trusted

PayPal has always been trusted and everyone knows it’s safe, it’s been a life saver so many times Reviewed on: 1st July 2026

Easy to use aAnd available everywhere.

Easy to use aAnd available everywhere. Reviewed on: 1st July 2026

Easy to use and hassle free.

It's easy and user friendly, especially when it comes to getting financing for a product or service you want now and flexibility to pay later. All in all,its hassle free and customer support is excellent. Reviewed on: 1st July 2026

Fantastic service.

Fantastic service. It would be better if payments towards your credit cleared quicker Reviewed on: 1st July 2026

Whenever I contacted customer services they have alw...

Whenever I contacted customer services they have always been efficient and polite and professional Reviewed on: 1st July 2026

Great all around and easy to use secure app.

Great all around and easy to use secure app. I like using PayPal it is both easy and simple and keep on top off my payments with PayPal in one place. Help occasionally needed as with anything where purchases are made is always prompt and easy to access too! Reviewed on: 1st July 2026

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