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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,452 reviews, last reviewed 18th Jun 2026
4212750% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service. Always great service. Happy with service Reviewed on: 18th June 2026
A m's avatar
A m

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142452)

Excellent service

5
Excellent experience No hassles at all Reviewed on: 13th June 2022
KINGSTONE CHIFODYA 's avatar
KINGSTONE CHIFODYA

A great overall option

5
I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022
Nadine Hunt's avatar
Nadine Hunt

Quick easy payment plan

5
I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022
Graham Marshall's avatar
Graham Marshall

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022
chris d's avatar
chris d

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022
Matt's avatar
Matt

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022
G Chihai's avatar
G Chihai

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022
Mark Brown's avatar
Mark Brown

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022
Opotis's avatar
Opotis

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022
Andreia Teixeira's avatar
Andreia Teixeira

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022
Ivan Viviers's avatar
Ivan Viviers

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