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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,414 reviews, last reviewed 18th Jun 2026
4210950% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit Great experience so far useful and easy to use. Reviewed on: 18th June 2026
Shannon A's avatar
Shannon A

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142414)

PayPal Review

5
I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022
Carl's avatar
Carl

Best credit provider of all

5
Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022
esther_bisengo@outlook.com's avatar
[email protected]

Easy to use and good service

5
Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022
Michael Corpuz's avatar
Michael Corpuz

Great flexibility options

5
Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022
Leeroy001 's avatar
Leeroy001

Outstanding Service / Company

5
Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022
Dean Holtz's avatar
Dean Holtz

Very happy with PayPal!!

5
PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022
Eiman Salih's avatar
Eiman Salih

Faultless

5
I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022
Sara's avatar
Sara

Paypal credit

5
Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022
Filda Okafor's avatar
Filda Okafor

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022
Jurgita Lizdenyte's avatar
Jurgita Lizdenyte

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022
Alex Wilson's avatar
Alex Wilson

Review PayPal: PayPal Credit now

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