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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181059)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic!

5
I have never had bad dealings with Paypal Reviewed on: 14th July 2026

Excellent and prompt service,

5
Excellent and prompt service, staff were helpful and considerate. Reviewed on: 14th July 2026

PayPal makes online shopping and sending money incre...

5
PayPal makes online shopping and sending money incredibly secure and effortless. Its buyer protection offers peace of mind, ensuring your purchases are covered if things go wrong. With widespread acceptance across millions of global websites and a user-friendly mobile app, it remains a reliable, hassle-free staple for everyday digital transactions. Reviewed on: 14th July 2026

Excellent service.

5
Excellent service. I will use it more in the future Reviewed on: 14th July 2026

Easy use to use, clear with monitoring spend.

5
Easy to use, clear with monitoring spend. Reviewed on: 14th July 2026

Easy Use and fix

5
I have had to use PayPal to make payment and get money from friends and family, it’s fast and easy. Reviewed on: 14th July 2026

Convenient

5
Easy to use and convenience to use for any purchase . Reviewed on: 14th July 2026

The most i like is pay in 3 payments when i purchase.

5
The most i like is pay in 3 payments when i purchase. Reviewed on: 14th July 2026

Professional

5
I have been with PayPal for years and they have always been very professional and easy to deal with, in my experience. Reviewed on: 14th July 2026

Easy to apply and use.

4
Easy to apply and use. The card option has provided more ways to pay. Reviewed on: 14th July 2026

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