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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Made some tough times easier to bear...

I've used PayPal and PayPal credit for some years now and always found the service reliable, the website is easy to use and understand. It's made some harder times easier to afford grandchildren's xmas gifts and larger purchases being able to use the credit option to spread the cost over the year Reviewed on: 7th July 2026

All good but wish it didn't take over 24 hours for p...

All good but wish it didn't take over 24 hours for payments to the credit card to be processed Reviewed on: 7th July 2026

pay in 3 rules

I'm using PayPal for most of my payments. I love it it's so convenient, so easy to use. pay in 3 was a real game changer Reviewed on: 7th July 2026

All good never had any problems.

All good never had any problems. Reviewed on: 7th July 2026

I enjoy knowing I can spread costs within a sensible...

I enjoy knowing I can spread costs within a sensible limit. The practicality of not needing to enter bank details at checkouts is also a boon! Reviewed on: 7th July 2026

So helpful

Is helping me a lot when I m buying something expensive and dont have money Reviewed on: 7th July 2026

Online Portal Interface

My experience of using paypal is fine- givng me the options to pay with different means- credit, in four, or directly. My only issue is with the online interface that seems to hide the statment history, so it is not always clear when looking at my balance, whihc items are pay in four, etc. Making it slighty confusing as to which items in the balance need immediate paying. Reviewed on: 7th July 2026

Always there if I need it and 4 months interest free...

Always there if I need it and 4 months interest free is amazing Reviewed on: 7th July 2026

0% interest, multiple payment options available

Excellent Payment Options, With 0% interest, Good app easy to use and navigate. Reviewed on: 7th July 2026

I only trust Paypal with any transactions.

I only trust Paypal with any transactions. Reviewed on: 7th July 2026

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