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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177109 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177111)

I love the credit offers

I love the credit offers eg the four-month interest free option for purchases over £100 and there’s also the pay in three option Reviewed on: 7th July 2026

Flatten spikes in balance

This form of payment when offered at check-out sometimes just makes sense - sometimes use it even when could afford to buy immediately to prevent spikes in balances Reviewed on: 7th July 2026

I have used PayPal credit multiple times, very easy...

I have used PayPal credit multiple times, very easy and clear in terms of rates. Reviewed on: 7th July 2026

PayPal- A recommendation .

I have found PayPal to be a useful medium for which to make secure payments. Whenever I have had a query and telephoned customer support they have provided answers with a friendly competence that has provided confidence. Reviewed on: 7th July 2026

PayPal provides excellent credit terms and services

PayPal provides excellent credit terms and services Reviewed on: 7th July 2026

PayPal always make it very easy to pay, send you not...

PayPal always make it very easy to pay, send you notifications before payments are due and also show you how much credit you can take out in total rather than just the amount you have taken. The app is also really safe to use and I feel it’s the safest payment form I’ve ever used. Everything is smart and simple. Reviewed on: 7th July 2026

Trusted partner for over 20 years

I have been using PayPal since 2002, and in all that time they have always handled my money with complete respect and integrity. I feel entirely safe and confident letting PayPal manage and hold my funds — their security and reliability have never let me down. On the rare occasions I’ve needed help or had a dispute, they resolved everything quickly and efficiently, with clear communication every step of the way. It’s also incredibly convenient — whether I’m shopping online, sending money to family, or receiving payments, everything works smoothly and without hassle. If you’re looking for a service you can trust long-term, PayPal is the best choice I’ve ever made. Highly recommended! Reviewed on: 7th July 2026

Easy no hassle process.

Easy no hassle process. Enabled me to purchase what I wanted when I wanted without fear of missing the right buy. Reviewed on: 7th July 2026

Always helpful and friendly easy to use app and grea...

Always helpful and friendly easy to use app and great service Reviewed on: 7th July 2026

Flexible.

Gives me the flexibility I need, plus the support team are super efficient. Reviewed on: 7th July 2026

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