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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Super paypal

Excellent customer service and protects you as a person Reviewed on: 14th May 2024

PayPal is really good as you can spread the cost.

PayPal is really good as you can spread the cost. If I have any quotes they are really good on the phone and over chats. Reviewed on: 14th May 2024

PayPal credit helped me a lot financially

PayPal credit helped me a lot in last few years financially. Reviewed on: 14th May 2024

So far it's been great!

So far it's been great! I however hear about cases of funds being withheld by PayPal. Interestingly, I have not experienced any of such Reviewed on: 14th May 2024

Been using PayPal for a few years now especially whe...

Been using PayPal for a few years now especially when buying larger items.Option of no interest is really helpful when on a tight budget Reviewed on: 14th May 2024

Always at your service

Easy user interface, excellent customer service and availability on a lot of platforms Reviewed on: 14th May 2024

Transaction reassurance.

Used PayPal for both large and small purchases. Excellent it's my go to payment method. Reviewed on: 14th May 2024

Alwats there when u need

Alwats there when u need help buying, and ur purchase is safe if ur scammed paypal is there to help Reviewed on: 14th May 2024

Brilliant service all round the app is very easily a...

Brilliant service all round the app is very easily accessible and allows you to see everything in detail Reviewed on: 14th May 2024

Simple and fast to apply

The application was straight forward Reviewed on: 14th May 2024

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