Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It has been smooth without issues

It has been smooth without issues Reviewed on: 14th May 2024

Assured and trusted money management..

Simple and easy to use giving assurance for your money Reviewed on: 14th May 2024

Had PayPal credit for years, always been really clea...

Had PayPal credit for years, always been really clear and super easy to manage Reviewed on: 14th May 2024

Very helpful service, good customer service highly r...

Very helpful service, good customer service highly recommend Reviewed on: 14th May 2024

Safe, secure & convenient.

Safe, secure & convenient. I have had very few problems & when they do occur they are sorted out quickly. Reviewed on: 14th May 2024

Is really good and security , you can buy the things...

Is really good and security , you can buy the things without interest is really 5 stars Reviewed on: 14th May 2024

It’s an easy and secure way to pay for online purcha...

It’s an easy and secure way to pay for online purchases! The app helps me keep track of my money, and makes paying my bills easy Reviewed on: 14th May 2024

Great interest free options

Love the options to buy now pay later interest free or splitting big purchases into smaller payments Reviewed on: 14th May 2024

Great way to spread costs over time, can be difficul...

Great way to spread costs over time, can be difficult to keep up with transactions / interest rates - the 0% runs out pretty quick Reviewed on: 14th May 2024

Paypal is so easy and safe.

Paypal is so easy and safe. I love the options available to me when I want to purchase things Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub