Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great way of soreading out payments

Great way of soreading out payments Reviewed on: 14th May 2024

It's a nice easy safe experience

It's a nice easy safe experience Reviewed on: 14th May 2024

Widely accepted, quick process and ease of use.

Widely accepted, quick process and ease of use. Reviewed on: 14th May 2024

Wonderful Pay App

Easy to use and humanise, repayment with kind reminder and more promotions. Reviewed on: 14th May 2024

Very fast and secure and reliable

Very fast and secure and reliable Reviewed on: 14th May 2024

My credit usage is easy to view and manage and I hav...

My credit usage is easy to view and manage and I have found customer service helpful. Reviewed on: 14th May 2024

Mixed review

Mixed. It was ok for me but my wife had some problems Reviewed on: 14th May 2024

Good service

No issues using PayPal for payments of goods or services safe and easy to use Reviewed on: 14th May 2024

Easy & Safe

Just feel safe paying with PayPal. Reviewed on: 14th May 2024

PayPal is simple and easy to use

PayPal is simple and easy to use, There are no hidden traps for people to fall in and the way payments are tracked is perfect Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub