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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good option to use for several retailers

Good option to use for several retailers Reviewed on: 14th May 2024

Easy to use!

I’ve been using PayPal credit for a while now and it has been an extremely smooth experience. I am always notified multiple times well before the due date of any payments and payments are extremely easy to make. Reviewed on: 14th May 2024

Nice to get money help when it's needed

Nice to get money help when it's needed Reviewed on: 14th May 2024

Money protection ...

With PayPal it's always easy to buy from market and the good thing is you receive money back if something happens whit your order Reviewed on: 14th May 2024

Always responsive customer service.

Always responsive customer service. Easy to use to pay online. good interest rates. Happy overall Reviewed on: 14th May 2024

Absolutely no problems

Absolutely no problems, easy to use and accepted on lots of websites! Reviewed on: 14th May 2024

Great service !

I have used PayPal for years and never had an issue, I use it to pay online and to receive money Reviewed on: 14th May 2024

Excellent and easy, Paypal credit helps a lot

Excellent and easy, Paypal credit helps a lot Reviewed on: 14th May 2024

Easy to use credit platform .

Easy to use credit platform .all can be done in the PayPal app and you can easily keep track of your spending. Reviewed on: 14th May 2024

It's great help when you're on tight budget.

It's great help when you're on tight budget. Reviewed on: 14th May 2024

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