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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is very safe and easy to use I would use it f...

PayPal is very safe and easy to use I would use it for any online payments because of the convenience and security. Reviewed on: 14th May 2024

Easy to use.

Easy to use. Excellent service. Interest free credit Reviewed on: 14th May 2024

PayPal is consistently outstanding

I have used PayPal since it was first introduced to the UK. Any issue I have had with a seller has been resolved quickly. Very easy to use. Reviewed on: 14th May 2024

It's easy and convenient.

It's easy and convenient. It allows me to buy things without worrying about forgetting payments or interest. Reviewed on: 14th May 2024

Reliable and quick.

Reliable and quick. I have never had an issue with PayPal Credit. Reviewed on: 14th May 2024

The app is simple to use.

The app is simple to use. Easily navigated. It clearly shows how much I can borrow and what I owe. Sensible options are offered for borrowers and I like that I can pay off debt early. Reviewed on: 14th May 2024

Easy to use - customer service is great service all...

Easy to use - customer service is great service all the time I get help Reviewed on: 14th May 2024

Service has always been prompt, clear and exemplary

Service has always been prompt, clear and exemplary Reviewed on: 14th May 2024

It’s useful and convenient and with a brand that i t...

It’s useful and convenient and with a brand that i trust. Reviewed on: 14th May 2024

Good online shoppings.

It is good for buying gadgets and other internet shoppings. However PayPal should offer their own physical cards plus protection. Reviewed on: 14th May 2024

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