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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service.

Excellent service. Provides added layer of security for paying vendors by hiding my card details. That's why I always ask before paying for goods if I could pay by paypal.. another reason is that it allows me to spread the cost over 4 months interest free which is an added bonus. Reviewed on: 14th May 2024

Great customer service .

Called to customer service help liine and consultat advised and sort out my case very qickly. Thank you Reviewed on: 14th May 2024

Great to use been using for well over a year now and...

Great to use been using for well over a year now and never had any issues always can rely on smooth and safe transactions, PayPal credit is great too aloud me to do a lot more stuff than I would’ve been able to without it and it’s a very fair way of a credit card Reviewed on: 14th May 2024

I am happy with credit card services offering intere...

I am happy with credit card services offering interest free credit for 3 months Reviewed on: 14th May 2024

I am using it at most of my big purchases and paying...

I am using it at most of my big purchases and paying back it's so easy. Reviewed on: 14th May 2024

Very good service

Very good service and easy to use. Reviewed on: 14th May 2024

So simple and easy to use

So simple and easy to use as help me and my family a lot thanks Reviewed on: 14th May 2024

It's flexible in repayment and is accessible at all...

It's flexible in repayment and is accessible at all times...can check the balance anytime..Customer service are knowledgeable and help to resolve the issue promptly... Reviewed on: 14th May 2024

Fantastic service.

Fantastic service. Never any trouble. Always does what is required and more Reviewed on: 14th May 2024

Making spending easier

I always use PayPal if it is ever an option when paying for items and now PayPal credit makes it so much more affordable and helps me control my spending. Reviewed on: 14th May 2024

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