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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

A Seamless and Trustworthy PayPal Experience

As an avid online shopper and frequent sender of money to friends and family, I have come to rely heavily on PayPal for its convenience, security, and user-friendly interface. My recent experiences with the platform have been nothing short of wonderful, solidifying my trust in this digital payment giant. >Effortless Transactions One of the standout features of PayPal is the ease with which transactions can be conducted. Whether I'm making a purchase from an online retailer or sending money to a loved one, the process is streamlined and intuitive. With just a few clicks, I can securely complete my transaction, knowing that my financial information is safeguarded by PayPal's robust encryption and fraud protection measures. >Mobile Accessibility In today's fast-paced world, the ability to manage finances on-the-go is invaluable. PayPal's mobile app has been a game-changer for me, allowing me to stay on top of my transactions, check account balances, and even request or send money with just a few taps. The app's clean interface and seamless integration with my PayPal account make it a joy to use, ensuring that I never miss a beat when it comes to managing my digital finances. >Exceptional Customer Support While I have fortunately encountered few issues with PayPal, the rare instances where I needed assistance were met with prompt and professional customer support. Their knowledgeable representatives have consistently provided clear and helpful guidance, resolving any concerns I had in a timely and satisfactory manner. This level of customer care instills confidence and reinforces my decision to continue using PayPal for my online financial needs. >A Trusted and Secure Platform Perhaps the most significant aspect of my wonderful PayPal experience is the peace of mind that comes with using a trusted and secure platform. With their robust encryption protocols and advanced fraud detection systems, I can rest assured that my financial information is protected from prying eyes and malicious actors. This sense of security is invaluable in today's digital age, where cyber threats are ever-present. Overall, my experience with PayPal has been nothing short of wonderful. From the seamless transactions and mobile accessibility to the exceptional customer support and unwavering security, PayPal has consistently exceeded my expectations. As I continue to navigate the world of online shopping and digital payments, I have no doubt that PayPal will remain my go-to platform, providing a reliable and trustworthy solution for all my financial needs Reviewed on: 14th May 2024

PayPal is very easy to use, and great service, which...

PayPal is very easy to use, and great service, which has an excellent customer service team that is alway available to help out. Reviewed on: 14th May 2024

My interactions with their customer service have alw...

My interactions with their customer service have always been informative and any issues or questions I had resolved. You speak to people who are knowledgeable and actually have the ability to help you from a system point-of-view. Product is also very good and gives great flexibility. Reviewed on: 14th May 2024

Good for daily purchases in one place

Good for daily purchases in one place Reviewed on: 14th May 2024

I’ve had a PayPal since I turned 18

I’ve had a PayPal since I turned 18 and throughout the years I’ve qualified for PayPal credit, it’s better than a credit credit card in my opinion, as their interface is very user friendly and it helped my break down large purchases with their pay in three method Reviewed on: 14th May 2024

Great and excellent service , very helpful.

Great and excellent service , very helpful. Reviewed on: 14th May 2024

Excellent credit provider.

Excellent credit provider. Enjoying the fact that I can now use my PayPal credit in store just like my other cards Reviewed on: 14th May 2024

Use wisely

I use it sparingly and within my means without paying interest Reviewed on: 14th May 2024

online shopping

Credit accounts can help me reduce financial stress, which is very useful, but sometimes payments fail, which is a bit annoying. Reviewed on: 14th May 2024

I wish I could change my email address.

I wish I could change my email address. Reviewed on: 14th May 2024

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