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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very convenient for bigger purchases

Very convenient for bigger purchases Reviewed on: 14th May 2024

It’s the Best credit so far.

It’s the Best credit so far. I have used different platforms as well. But PayPal is above and beyond Reviewed on: 14th May 2024

Best help to purchase

With PayPal credit I’ve been able to buy things which without the credit I wouldn’t even dream and I owe that favour to the PayPal. I’m paying back the money monthly and I don’t feel any pressure in that regard. Reviewed on: 14th May 2024

I love pay pal credit its easy to use , you can log...

I love pay pal credit its easy to use , you can log in see your amount your due you can pay bits when you like , good if your want a product no much money at thus time , its vert handy , communication with PayPal is very easy great customer care experience either them , even if you use to to get something you have return tbe app is easy to use and also to contact them love it . Reviewed on: 14th May 2024

Best credit provider

Outclass and the best credit provider very satisfied Reviewed on: 14th May 2024

I wish more shops would accept PayPal credit with th...

I wish more shops would accept PayPal credit with the 24-36 months payment option Reviewed on: 14th May 2024

The only reason I wouldn’t recommend PayPal credit i...

The only reason I wouldn’t recommend PayPal credit is because I wouldn’t like to encourage others to take on credit. Other than that I have found PayPal credit to offer easy to understand and excellent service so far. Reviewed on: 14th May 2024

Excellent service always there for financial support...

Excellent service always there for financial support whenever I need it Reviewed on: 14th May 2024

Great app use it daily.

Great app use it daily.Fast and secure transfers with lot of feedback. Reviewed on: 14th May 2024

The app interface is pretty straight forward and eas...

The app interface is pretty straight forward and easy to understand. Reviewed on: 14th May 2024

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