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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177071 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177077)

I have used paypal services for a number of years an...

I have used paypal services for a number of years and can honestly say I have never had a problem. Paypal credit interest rates are fair. The pay in 3 is handy to spread the cost over the short time. I also feel my transactions are well protected, when using paypal for purchases. Reviewed on: 7th July 2026

A GREAT FINANCIAL PIECE OF MIND!

The best way of spreading the cost of purchasing items & always being able to keep tabs on things! Reviewed on: 7th July 2026

Sebxyz20

I've been using PayPal Credit for a while now and it’s a very convenient way to spread the cost of larger purchases. The 4 months interest-free offer on purchases over £99 works perfectly for me. The integration with the standard PayPal app makes managing payments and tracking balances straightforward and hassle-free. Highly recommended if you use it responsibly. Reviewed on: 7th July 2026

PayPal credit help ( is at hand )

PayPal credit helped me when I I needed it! Great service, excellent customer service .. trouble free. Highly recommend Reviewed on: 7th July 2026

I trust PayPal very dearly.

I trust PayPal very dearly. Its secure and confidential. Easy payment payment scheme and affordable .makes me feel safe when making a purchase Reviewed on: 7th July 2026

Prompt service good customer service

Prompt service good customer service Reviewed on: 7th July 2026

Ease of use

Flexibility offered by Pay Pal is the best, even while travelling abroad one can transact business, the best is the security levels, you don't have to remember all your passwords, just one PW is good enough, you log in straight to the account. Reviewed on: 7th July 2026

PayPal, the reliable way to pay

I've used PayPal for many years now. I've always found the transactions fast and seamless. On the rare occasions when I've had any problems they've been resolved promptly and efficiently Reviewed on: 7th July 2026

Easy to use

Easy to use, customer service is quick to respond. I have been able to get increases to help my credit score. The 0% interest when you spend over a certain amount is also great for Christmas and birthdays Reviewed on: 7th July 2026

Good and easy to use plus it has a good...

Good and easy to use plus it has a good reward system Reviewed on: 7th July 2026

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