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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177034 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177043)

I am always pleased to speak to PayPal excellent ser...

I am always pleased to speak to PayPal excellent service Reviewed on: 7th July 2026

Paypal is the best.

Paypal is the best. I had not difficulties in paying for all my transaction in terms of all my goods. They are standard in terms of money Reviewed on: 7th July 2026

I have always used PayPal for my purchases and I am...

I have always used PayPal for my purchases and I am really pleased with the service they provide. Reviewed on: 7th July 2026

Great product, excellent service

Really easy to navigate, great secure service which meets all my needs. Reviewed on: 7th July 2026

Great Service

I have always had a very efficient and straightforward experience with PayPal. Reviewed on: 7th July 2026

First class.

Been with PayPal for a good number of years and always had excellent service. They don't stand still, constantly coming up with new ideas that are relevant and Innovative. I feel much safer using PayPal, particularly for online payments. Reviewed on: 7th July 2026

Easy to pay and track

Never had any issues, easy to see what I’ve paid and when. I Like the layout of the app and that I can send a message with the payment or vice versa. Everything is dated and you can go through your history Reviewed on: 7th July 2026

I like the professionalism and swift communication.

I like the professionalism and swift communication. The customer service is great. Reviewed on: 7th July 2026

Excellent and most useful

On the few occasions that I've needed to speak with an agent they have demonstrated professionalism, product knowledge, empathy and understanding. The only downside to PP operation is to combine the short term transactions with the 0% interest facility. From an accountancy perspective it's a nightmare. Reviewed on: 7th July 2026

Fantastic service.

Fantastic service. Easy to use web site. Reviewed on: 7th July 2026

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