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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

So easy to use and checkout, would definitely recomm...

So easy to use and checkout, would definitely recommend Reviewed on: 14th May 2024

PayPal credit is so awesome, I use it more than I us...

PayPal credit is so awesome, I use it more than I use my credit card! Reviewed on: 14th May 2024

Great sevice always, and great security,exellent

Great sevice always, and great security,exellent Reviewed on: 14th May 2024

Easy to use, and secure....

Easy to use, and when I have encountered any problems it was quickly resolved. I prefer and trust PayPal above other payment methods. Reviewed on: 14th May 2024

PayPal credit is amazing!!

PayPal credit is great and any time I’ve had to contact customer service, the staff have been so kind and patient. PayPal is easy to use and one of my main methods of payments. PayPal credit gives you flexibility and time. Reviewed on: 14th May 2024

No interest

Have used PayPal credit often nice to pay over a couple of months without interest being added Reviewed on: 14th May 2024

It does what says on the tin I'm happy with it.

It does what says on the tin I'm happy with it. Reviewed on: 14th May 2024

Very easy to use, not used for a while but would def...

Very easy to use, not used for a while but would definitely use again should the need arise. Reviewed on: 14th May 2024

Really simple and easy to use purchasing and repaying

Really simple and easy to use purchasing and repaying Reviewed on: 14th May 2024

It is helpful, not complicated I hidden charges.

It is helpful, not complicated I hidden charges. Reviewed on: 14th May 2024

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