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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is always easy to use and always reliable.

PayPal is always easy to use and always reliable. I trust PayPal to be secure and to handle my money and my details responsibly. I have never experienced a problem with PayPal. If I have experienced a problem with a company I am buying from, I have felt confident that PayPal is on my side and will try resolve the problem. Reviewed on: 14th May 2024

It's really good to have a online credit account , i...

It's really good to have a online credit account , it would be better all the websites add PayPal as it's payment method so it would be easy for us as a customer to utilize the credit in any website. Reviewed on: 14th May 2024

Very easy to use and the security features are excel...

Very easy to use and the security features are excellent. I got an email about a login threat so I could respond straight away. Reviewed on: 14th May 2024

Easy and informative.

Easy and informative. Easy to track balance Reviewed on: 14th May 2024

The automatic 4 months interest free on payments ove...

The automatic 4 months interest free on payments over £100(?) is really useful - it’s a lot easier to use than other financing options and applying for the service was really easy. Reviewed on: 14th May 2024

PayPal has been great choice I have made for myself,...

PayPal has been great choice I have made for myself, because it helps me to transaction when I don't have hard cash. Reviewed on: 14th May 2024

They value their customers

They value their customers. Using their service is very easy and convenient :) Reviewed on: 14th May 2024

PayPal credit is a reliable method of payment,ts rel...

PayPal credit is a reliable method of payment,ts reliable safe and secure, it a safe way to make payment online. Reviewed on: 14th May 2024

Always helpful

Always helpful, providing safe transactions Reviewed on: 14th May 2024

Online security blanket

I always use PayPal online as I feel protected if anything was to go wrong I know I could get it sorted. Reviewed on: 14th May 2024

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