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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent never had a problem , 24/7 support

Excellent never had a problem , 24/7 support Reviewed on: 14th May 2024

Great for buying presents.

I've used PayPal credit for a few years now its really helpful for when you have a birthday or Christmas coming up and don't always have the money there to pay for items straight away with PayPal credit you can pay it off over 3 months or buy now pay later in 4 months without interest witch is great. Reviewed on: 14th May 2024

Brilliant customer service look after your customers...

Brilliant customer service look after your customers well done Reviewed on: 14th May 2024

Great experience, lovely customer service when I’ve...

Great experience, lovely customer service when I’ve needed it, never failed me, I use it every time I can Reviewed on: 14th May 2024

No problems at all with PayPal great way to spend wi...

No problems at all with PayPal great way to spend without using your card details. Reviewed on: 14th May 2024

Great app,great service support,great payt

Great app great support,great community,I would recommend everyone PayPal ,because is the best platform for the money Reviewed on: 14th May 2024

PayPal Credit has made my life easier by giving me a...

PayPal Credit has made my life easier by giving me access to using credit for my day to day living, as opposed to asking friends to loan me money if I needed something right then and there. I only had a debit card previously, so the ability to use credit and pay it off when I get paid monthly has improved my quality of life. Reviewed on: 14th May 2024

I always use PayPal for my purchases for 3 interest...

I always use PayPal for my purchases for 3 interest free payments or PayPal credit for no interest it’s really useful for your day by day life especially specially when you don’t have enough money for your bills PayPal is always your best friend you can use it whenever you need it’s always there for you! Reviewed on: 14th May 2024

There brilliant!

There brilliant!!! Very responsive great rewards Reviewed on: 14th May 2024

PayPal does what you need

I've never had an issue with PayPal does what you need when you need it Reviewed on: 14th May 2024

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