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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 14th May 2024

excellent

my experience is good, anytime i check out it is smooth and the app runs great, the process to payment is super smooth and i never have any issues. this is a great app and i would definitely recommend to my friends and family. Reviewed on: 14th May 2024

PayPal Credit

Very pleased with PayPal Credit so simple to use very quick payment no problem Reviewed on: 14th May 2024

it's very useful tool to spread the cost over time

it's very useful tool to spread the cost over time Reviewed on: 14th May 2024

PayPal service

Excellent service, any refunds are conducted straight away, good rate of interest too Reviewed on: 14th May 2024

So easy to access credit

So easy to access credit particularly when you’re purchasing online. I urgently needed a new iPad and got it sorted in minutes. Reviewed on: 14th May 2024

Everything all right, flexible, easy to use!

Everything all right, flexible, easy to use! Reviewed on: 14th May 2024

Paid for flights and other things great credit teams

Paid for flights and other things great credit teams Reviewed on: 14th May 2024

Would recommend..

I’ve used PayPal credit for multiple purchases and it makes things a lot easier. Gives you time and easy to pay off when you can afford to. It’s my main method of payment. They review your account after so long and if you pay on time or before often they up your credit limit which is always a bonus! Recommended to friends and family and they all agree too. Reviewed on: 14th May 2024

Very pleased

Safe service and always use PayPal as my preferred method of payment Reviewed on: 14th May 2024

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