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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177006)

Using the PayPal credit experience was excellent.

5
Using the PayPal credit experience was excellent. Flexibility payback plan and easy to use. Reviewed on: 7th July 2026

Always easy to use and very good and quick to resolv...

5
Always easy to use and very good and quick to resolve any issues. Reviewed on: 7th July 2026

Ease to apply

5
Easy use apply easy to use customer care excellent and very useful for purchasing things on line Reviewed on: 7th July 2026

Top company

5
Can't say more than easy to use and hassle free Reviewed on: 7th July 2026

I have had good experience with Paypal, who helped m...

5
I have had good experience with Paypal, who helped me when my card was fraudulently used. They were quick, thorough and resolved the issue for me. Reviewed on: 7th July 2026

PayPal credit number one

5
PayPal credit is the best place to manage on line payments. I had a query about a payment and they were very helpful and resolved the issue. Reviewed on: 7th July 2026

Very useful to spread out payment over 4 installment...

5
Very useful to spread out payment over 4 installment , eases out cash flow Reviewed on: 7th July 2026

Always good to deal with!

5
Always good to deal with! And straight forward to follow! Reviewed on: 7th July 2026

Always efficient, very accessible and easy to use

5
Always efficient, easy to use very accessible Reviewed on: 7th July 2026

Great platform!

5
Great platform. Easy and simple to use, secure, and supports my financial journey to pay for things and manage on the system. Reviewed on: 7th July 2026

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