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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108034 reviews)

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4.90

Based on 108,034 reviews, last reviewed 16th May 2026

2637850% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient Very convenient & easy to spread payment Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108034)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good experience quick service

Very good experience quick service Reviewed on: 13th May 2026

So perfect

It is always perfect and was helpful when needed Reviewed on: 13th May 2026

My go-to for safe payments

I use PayPal for all kinds of purchases including pay in 3 and PayPal credit. I have found it a safe and reliable way to pay for goods and services. Reviewed on: 13th May 2026

Very great for the service provided excellent

Very great for the service provided excellent Reviewed on: 13th May 2026

PayPal Credit - Excellent

PayPal Credit, very clear, very easy to use, wide variety and ranges of methods to pay etc. Reviewed on: 13th May 2026

PayPal has consistently provided effective resolutio...

PayPal has consistently provided effective resolutions for any transaction-related concerns I have experienced. Reviewed on: 13th May 2026

Extremely truthful and easy to use

Extremely truthful and easy to use Reviewed on: 13th May 2026

No problems with my experience with paypal.

No problems with my experience with paypal. Reviewed on: 13th May 2026

Great service, great app easy to use

Great service, great app easy to use Reviewed on: 13th May 2026

5 Star Service and Product Highly Recommended.

I use PayPal on a daily basis, both with the standard credit facility and Pay 3, helping to spread the cost of everyday living and those extra little purchases in life. They provide an excellent service at little or no cost with interest, better than any bank I have used in the past. So simple and easy to use, I wouldn't be without them and would recommend them to all. Thank you PayPal, 5 Star Service and Product. Reviewed on: 13th May 2026

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