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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Buy now pay back at your leisure

5
Easy to use and great service, 0% finance a added bonus Reviewed on: 14th July 2026

Responsible, helpful, prompt and efficient.

5
Responsible, helpful, prompt and efficient. All activities can clearly be viewed and understood. Reviewed on: 14th July 2026

I have never had a problem with PayPal.

5
I have never had a problem with PayPal. It's always been user friendly and easy to navigate. Anytime I need help it's there. I feel safe on the PayPal platform. Reviewed on: 14th July 2026

Amazing helpful customer service excellent

5
Amazing helpful customer service excellent Reviewed on: 14th July 2026

Always positive , I know I will be treated fairly...

5
Always positive , I know I will be treated fairly Reviewed on: 14th July 2026

Amazing service

5
Amazing customer service, available for enquiries when needed Reviewed on: 14th July 2026

Easy to use and account protected

5
Easy to use and account protected Reviewed on: 14th July 2026

I’ve been with PayPal for 7 years always had a great...

5
I’ve been with PayPal for 7 years always had a great experience. Reviewed on: 14th July 2026

Everything was good and smooth No problem with settl...

5
Everything was good and smooth No problem with settling the payment Reviewed on: 14th July 2026

Fantastic customer service.

5
Fantastic customer service. Also very safe to use the App as well. O have never experienced there is any issue. Reviewed on: 14th July 2026

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