Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Works as an extra way to pay.

Works as an extra way to pay. Receiving money is easy and convenient. Having the option to pay or withdraw to bank account is nice. Reviewed on: 7th July 2026

PayPal has it all

Easy to purchase with good prices, updates and tracking. Reviewed on: 7th July 2026

I trust in PayPal

I trust in PayPal and everything is clear and explained , never had issues Reviewed on: 7th July 2026

Easy to use, convenient, there when you need it

Easy to use, convenient, there when you need it Reviewed on: 7th July 2026

Paypal the best ...

I feel PayPal is safe place to use to buy items online Reviewed on: 7th July 2026

PayPal credit is really straight forward to use.

PayPal credit is really straight forward to use. Would definitely recommend. Reviewed on: 7th July 2026

The best service around..

The best service around been using PayPal for years easy and freindly. Reviewed on: 7th July 2026

Fantastic experience

Fantastic experience, making responsible spending easy and reliable, including making spending before payday very handy Reviewed on: 7th July 2026

I have been using PayPal credit for a number of years.

I have been using PayPal credit for a number of years. I always put my holidays on PayPal credit with the 0% offer for 4 months - this really helps me to manage my budget. I have also been able to furnish my house by using my PayPal credit card, again with the 0% offer. I wouldn't of been able to do this without this service. The app is so easy to see what you owe and by when. I honestly can't think of a better credit service than PayPal credit. Reviewed on: 7th July 2026

Easy to use good with communication to any problems...

Easy to use good with communication to any problems that may arise Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101060 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub