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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal offers a fast, secure, and user-friendly way...

PayPal offers a fast, secure, and user-friendly way to send and receive money online. Its widespread acceptance, buyer protection, and ease of linking bank accounts or cards make it a convenient choice for personal and business transactions alike. Overall, it's a reliable and trusted platform for digital payments. Reviewed on: 30th May 2025

Always so happy to help and listen!

Always so happy to help and listen! Reviewed on: 30th May 2025

Excellent Service

Excellent Service, reliable, safe to use. Thank you. Reviewed on: 30th May 2025

PayPal credit has helped me refurbish my house,

PayPal credit has helped me refurbish my house, some the simple purchase on eBay, to more expensive items and being able to pay it off in lump sums interest free for a few months, I like that the company’s I’m buying from don’t have my bank details, it’s just a more secured way of buying things and so simple with the app as well! Reviewed on: 30th May 2025

Well, been nice to have PayPal Credit as its been my...

Well, been nice to have PayPal Credit as its been my saviour many of times, a car part for example, we all know how keeping a car road worthy can be a financial strain when you fix one problem and find 3 more. Keep safe and make sure you pay on time. Credit has doubled lately. Must be worth the £1000 win this one eh ha Reviewed on: 30th May 2025

Great customer service

Had a near hit by a scammer and pp security was excellent as I’d read on their website how to avoid scammers. Plus the customer service is excellent Reviewed on: 30th May 2025

Good credit options

Good so far reasonably well done and very happy with the results Reviewed on: 30th May 2025

Smooth and simple.

Smooth and simple. No hassle. No hidden terms. Everything just works. Reviewed on: 30th May 2025

PayPal always helps when I can’t find what I’m looki...

PayPal always helps when I can’t find what I’m looking for always my first choice for payment told a lots of family members and friends about PayPal. Reviewed on: 30th May 2025

Next best thing

PayPal credit is the next best thing to being able to afford great items you thought were out of reach. Easy payment terms and plenty of help. I now have the wardrobe of my dreams Reviewed on: 30th May 2025

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