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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180905)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience

Great experience ever since I started using their platform over 5 years ago Reviewed on: 7th July 2026

I joined Paypal in 2001, first due to their link wit...

I joined Paypal in 2001, first due to their link with ebay, but now I use Paypal for many things. Reviewed on: 7th July 2026

trustworthy, helpful, keeps updated, wide choices

trustworthy, helpful, keeps updated, wide choices Reviewed on: 7th July 2026

My pal in my wallet

Excellent service, the flexibility is great, always carry my little pal in my wallet and ready to use Reviewed on: 7th July 2026

Easy to use app, straight forward when using the pay...

Easy to use app, straight forward when using the pay in 3 option and interest not mega high on PayPal credit. Only downside is that it’s hard to speak to a human being when needed. Reviewed on: 7th July 2026

I've used my PayPal credit to make bigger purchases...

I've used my PayPal credit to make bigger purchases that I needed. It made it easy & hassle free. I was able to pay off my balance in the interest free months, which made things easy & convenient for me. You can set up a DD so you don't have to worry about missing a payment. I'm very happy using PayPal credit. Reviewed on: 7th July 2026

Never had any problems with multiple purchases.

Never had any problems with multiple purchases.,always informed of progress with orders and sales. Reviewed on: 7th July 2026

Very easy to use for my on line purchases.

Very easy to use for my on line purchases. Reviewed on: 7th July 2026

Never have a problem.

Never have a problem. Even when I do have issue they are resolved swiftly Reviewed on: 7th July 2026

PayPal credit is simple and easy to use and offer ve...

PayPal credit is simple and easy to use and offer very good 0% deals on short term credit like 4months free or pay in 3. Great for those slightly larger purchases to spread the cost out and extend your disposable income. Reviewed on: 7th July 2026

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