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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178033 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178042)

Great experience used for a very long time

Great experience used for a very long time Reviewed on: 7th July 2026

very effective supportive customer service team addr...

very effective supportive customer service team addressing our concerns and very friendly. Reviewed on: 7th July 2026

PayPal is convenient, makes life easier to pay for...

PayPal is convenient, makes life easier to pay for my online purchases. Reviewed on: 7th July 2026

Easy to use, easy to pay instalments via direct debit.

Easy to use, easy to pay instalments via direct debit. Reviewed on: 7th July 2026

I have only had to contact customers services once,...

I have only had to contact customers services once, but when I did they was fantastic, answered and delt with my query straight away. I felt confident that if I had any issues in the future i would be helped immediately with reassurance. Reviewed on: 7th July 2026

Went really smoothly, no concerns.

Went really smoothly, no concerns. Reviewed on: 7th July 2026

Amazing how it’s works, I was happy

Amazing how it’s works, I was happy Reviewed on: 7th July 2026

Helpful staff when dealing with payment enquiry.

Helpful staff when dealing with payment enquiry. Reviewed on: 7th July 2026

Excellent experience with PayPal credit, have used s...

Excellent experience with PayPal credit, have used several time for large purchases. I also use pay in 3 regularly as it’s great for convenience. Reviewed on: 7th July 2026

Helping an old lady out

I feel my online experience in buying is much safer with PayPal. I am of the older generation and struggle with technology Reviewed on: 7th July 2026

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