Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177978)

Good and easy , straight forward

5
Good and easy , straight forward Reviewed on: 7th July 2026

It was incredibly easy to apply and arrange.

5
It was incredibly easy to apply and arrange. Good communication ensured I was always aware of the outstanding amount and when payments would be collected. Reviewed on: 7th July 2026

PayPal gives you confidence when using to pay indivi...

5
PayPal gives you confidence when using to pay individuals or companies very professional Reviewed on: 7th July 2026

Easy service

5
Easy to Use: You do not have to type your bank details on every website. You just type your password.Buyer Protection: If an item is not what you ordered, you can file a claim to get your money back.Fast Transfers: Sending money to friends or paying for items takes only a few seconds Reviewed on: 7th July 2026

PayPal Service excellence

5
Everything was simple, digital, online and automated. I have the option of Credit or pay immediately on my account. Reviewed on: 7th July 2026

Easy and Hassle free

5
So much clearer and easier to view and understand promotional balances compared to others. Reviewed on: 7th July 2026

Excellent Support from PayPal

5
never had any issue with Paypal like some other banks Reviewed on: 7th July 2026

Been with PayPal for over 20 years and they have exc...

5
Been with PayPal for over 20 years and they have exceptional, always there to help and look after customers A+++ Reviewed on: 7th July 2026

Been using for years and excellent service

5
Been using for years and excellent service Reviewed on: 7th July 2026

Safe and sound

5
I’m happy that PayPal steps in quickly and professionally when I have an issue with retailers - also feel very protected. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98893 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products