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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

PayPal credit has made large purchases very easy esp...

5
PayPal credit has made large purchases very easy especially with the interest free over £100. Repayment amounts are manageable and customisable to fit my budget. App is user friendly and easy to navigate. Reviewed on: 12th May 2024
LPC's avatar
LPC

High APR if you end up paying interest

4
Paypal credit is amazing and customer services outstanding. The problem is APR, the amount you give back after burrow if you end up paying APR. Could be a lot less. Other than that 10/10 but because of the high APR i am generous with 8/10. Reviewed on: 12th May 2024
Cosmin B's avatar
Cosmin B

Provides good value on large purchases.

5
Provides good value on large purchases. Reviewed on: 12th May 2024
Paul C's avatar
Paul C

Top Top Top

5
Professional service provided by professionals peoples. Thanks again for your support Reviewed on: 12th May 2024
Adrian A's avatar
Adrian A

Paypal is a Convenient way to have hassle free stres...

5
Paypal is a Convenient way to have hassle free stress free shopping Reviewed on: 12th May 2024
Robert C's avatar
Robert C

There when need

5
I have used PayPal for a long time now, when ever there has been a problem PayPal customer services have been fantastic. I couldn't praise them anymore highly Reviewed on: 12th May 2024
Gordon M's avatar
Gordon M

Great service

5
Such an easy secure way to pay. Great service, refunds and returns simple. Reviewed on: 12th May 2024
Chrissy's avatar
Chrissy

Great Customer Support

5
Whenever I need to call customer service I receive excellent service. Always helpful. Reviewed on: 12th May 2024
David's avatar
David

I love PayPal as you know you are in safe hands

5
I love PayPal as you don't have to worry because your account is very safe, great that you have the option of pay in 3 also, makes life easier Reviewed on: 12th May 2024
Pauline's avatar
Pauline

It has been a wonderful experience for me with PayPa...

5
It has been a wonderful experience for me with PayPal credit. Reviewed on: 12th May 2024
Elizabeth O's avatar
Elizabeth O

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