Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178104 reviews)

View other PayPal products

4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178107)

very fast easy to use and works everytime

very fast easy to use and works everytime Reviewed on: 7th July 2026

PayPal is my preferred choice to pay as it is conven...

PayPal is my preferred choice to pay as it is convenient and safe. The flexible payments and 0% options are great too for spreading cost of larger purchases. I have had no issues at all with using PayPal. Reviewed on: 7th July 2026

Easy accessible money when needed.

Easy accessible money when needed. Reviewed on: 7th July 2026

Easy process, variable options, live points system

Easy process, variable options, live points system Reviewed on: 7th July 2026

Always smooth straight forward to use, and customer...

Always smooth straight forward to use, and customer service is second to none. Reviewed on: 7th July 2026

it is very bad provider and very bad costumer servic...

it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leave you without solution. Reviewed on: 7th July 2026

Best credit card I’ve ever used.

Best credit card I’ve ever used.. What I enjoy most is the 4 months interest free payment. Reviewed on: 7th July 2026

Convenient handy to use.

Convenient handy to use.simple to pay for everythong Reviewed on: 7th July 2026

Pay in 3 option

I used the pay in 3 option for a purchase. Set the payment to come out automatically on the payment date which gave piece of mind I wouldn't miss a payment. Very easy transaction and payment method will definitely use again for any large payments Reviewed on: 7th July 2026

A safe way of transferring money.

A safe way of transferring money. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98963 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub