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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

When ever their is a problem its sorted quickly ,the...

When ever their is a problem its sorted quickly ,the customer service is very good and always polite and very helpful Reviewed on: 11th May 2024

So easy to use and so safe also I would recommend th...

So easy to use and so safe also I would recommend this to all of my friends Reviewed on: 11th May 2024

Good customer service experience and no dodge custom...

Good customer service experience and no dodge customer service Reviewed on: 11th May 2024

good offers, widely available at the west.

good offers, widely available at the west. app putchese information minimal Reviewed on: 11th May 2024

It's accepted on most of the vendors

It's accepted on most of the vendors Reviewed on: 11th May 2024

Fantastic

Always had easy transactions, the one occasion I came into some trouble, they sorted it all out for me which was great Reviewed on: 11th May 2024

Look after the buyers

They look after the buyer when there's issues Reviewed on: 11th May 2024

Paypal help you to pay easily and safely , it’s grea...

Paypal help you to pay easily and safely , it’s great and fair rate Reviewed on: 11th May 2024

PayPal just makes everything so easy

PayPal just makes everything so easy, it’s accepted pretty much everywhere, it’s super secure and very, very easy to use. I used PayPal to pay for my MacBook Pro I love the flexibility and how it allows you to spread payments out for more expensive items. Reviewed on: 11th May 2024

I've been using it for years.

I've been using it for years. It's been great. 6 months free credit initially is especially enticing. I also like the pay in 3 installments offer... Very trustworthy service and I feel safe using it. Just wish you could use in shops. Reviewed on: 11th May 2024

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