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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178128)

A great offer to help with large purchases

PayPal Credit has been a great support. Really easy to use and the website helps manage your account brilliantly Reviewed on: 13th June 2022

Affordable

Easy to use and affordable very good indeed will tell my family and friends about PayPal Reviewed on: 13th June 2022

Paypal credit just works!

I've been using Paypal credit for some time now and quite like it. Of course there is room for improvement but it just works and it is always there and available when you need it. Reviewed on: 13th June 2022

Great customer service

I have been using PayPal credit for many years, I've never paid any interest and whenever I've called for advice I've received clear and helpful answers . Reviewed on: 13th June 2022

Easiest, Convenient and safest services

Paypal has always been providing a trusted service/platform for us. It has protection put in place for us to buy and sell safely. Paypal Credit has also make buying something that is slightly more expensive more affordable with the 0% interests. Reviewed on: 13th June 2022

really helpful

i find paypal credit very helpful, Reviewed on: 13th June 2022

Is There when needed

Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022

Very helpful when you are struggling with cash

I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022

Help in times of emergency

I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022

Easy and safe to use

No problem way to purchase the big items Reviewed on: 13th June 2022

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