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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Good service and Experience , Easy shopping, simple...

5
Good service and Experience , Easy shopping, simple and delicious rules Reviewed on: 11th May 2024

Good value

5
It’s is a safe easy way to speed the payments for more expenses items Reviewed on: 11th May 2024

By far the best credit supplier around, amazing!

5
By far the best credit supplier around, amazing!!! amazing!!! amazing!!! So far above the competition that it doesn’t honestly compare. Reviewed on: 11th May 2024

PayPal Positively Proactive!

4
PayPal are particularly proactive in providing a positive people focused platform when problems present themselves…. For this reason i use them for recurring payments Reviewed on: 11th May 2024

I’m very satisfied with the credit services of paypal

5
I’m very satisfied with the credit services of paypal Reviewed on: 11th May 2024

App is always working and easy to call customer serv...

5
App is always working and easy to call customer service Reviewed on: 11th May 2024

this service is amazing i really enjoy it and help m...

5
this service is amazing i really enjoy it and help me alot Reviewed on: 11th May 2024

PayPal credit is good because I am able to use my ac...

5
PayPal credit is good because I am able to use my account online at a variety of shops and give easy payments back Reviewed on: 11th May 2024

Since I’m a student I find it to be a great way to p...

5
Since I’m a student I find it to be a great way to pay for things and pay it back slowly. As this way I always have cash in my account for emergencies, as I don’t have to pay the full amount for things I need upfront. Plus I always am able to pay it back before the interest is applied. Reviewed on: 11th May 2024

PayPal 100 percent recommend !!!

5
Had PayPal for years and i have nothing but positive things to say i have recommended PayPal to many friends and family as its fantastic at sending and receiving money fast and simple Reviewed on: 11th May 2024

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